<?xml version="1.0" encoding="UTF-8"?>
<?taxonomy-version 1.2.2?>
<!-- Copyright (C) 2005 CEBS Secretariat Ltd., Tower 42, 25 Old Broad Street, London, EC2N 1HQ, United Kingdom. -->
<xsd:schema elementFormDefault="qualified" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/d-et-2006-07-01" attributeFormDefault="unqualified" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:d-et="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/d-et-2006-07-01" xmlns:ref-corep="http://www.c-ebs.org/eu/fr/esrs/corep/2005-09-30/ref-corep-2005-09-30" xmlns:ref="http://www.xbrl.org/2004/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="d-et-2006-07-01-presentation.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="d-et-2006-07-01-definition.xml" xlink:title="Definition Links, all" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="d-et-2006-07-01-label.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="d-et-2006-07-01-reference.xml" xlink:role="http://www.xbrl.org/2003/role/referenceLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd"/>
  <xsd:import namespace="http://www.c-ebs.org/eu/fr/esrs/corep/2005-09-30/ref-corep-2005-09-30" schemaLocation="ref-corep-2005-09-30.xsd"/>
  <xsd:element name="ExposureTypeDomain" id="d-et_ExposureTypeDomain" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="SecurisationTranchesDomain" id="d-et_SecurisationTranchesDomain" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OnBalanceSheetItems" id="d-et_OnBalanceSheetItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OffBalanceSheetItemsDerivatives" id="d-et_OffBalanceSheetItemsDerivatives" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OffBalanceSheetItems" id="d-et_OffBalanceSheetItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="Derivatives" id="d-et_Derivatives" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="SecuritiesFinancingTransactionsLongSettlementTransactions" id="d-et_SecuritiesFinancingTransactionsLongSettlementTransactions" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="FromContractualCrossProductNetting" id="d-et_FromContractualCrossProductNetting" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="EarlyAmortization" id="d-et_EarlyAmortization" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OnBalanceSheetItemsFirstLoss" id="d-et_OnBalanceSheetItemsFirstLoss" type="xbrli:stringItemType" substitutionGroup="d-et:SecurisationTranchesDomain" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OnBalanceSheetItemsMezzanine" id="d-et_OnBalanceSheetItemsMezzanine" type="xbrli:stringItemType" substitutionGroup="d-et:SecurisationTranchesDomain" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="OnBalanceSheetItemsMostSenior" id="d-et_OnBalanceSheetItemsMostSenior" type="xbrli:stringItemType" substitutionGroup="d-et:SecurisationTranchesDomain" abstract="true" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="ExposureTypeDimension" id="d-et_ExposureTypeDimension" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="instant"/>
</xsd:schema>
