<?xml version="1.0" encoding="UTF-8"?>
<?taxonomy-version 1.2.3?>
<!-- Copyright (C) 2005 CEBS Secretariat Ltd., Tower 42, 25 Old Broad Street, London, EC2N 1HQ, United Kingdom. -->
<xsd:schema elementFormDefault="qualified" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cs-2006-07-01" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:p-cs="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cs-2006-07-01" xmlns:p-cm-ca="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-ca-2006-07-01" xmlns:p-cm-cr="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:ref="http://www.xbrl.org/2004/ref" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:ref-corep="http://www.c-ebs.org/eu/fr/esrs/corep/2005-09-30/ref-corep-2005-09-30" xmlns:dt="http://xbrl.c-ebs.org/dt">
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="p-cs-2006-07-01-presentation.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="p-cs-2006-07-01-calculation.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="p-cs-2006-07-01-definition.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="p-cs-2006-07-01-label.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="p-cs-2006-07-01-reference.xml" xlink:role="http://www.xbrl.org/2003/role/referenceLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:roleType roleURI="http://www.c-ebs.org/2006/corep/eu/cs" id="rt_cs">
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:labelLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
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  <xsd:element name="OtherFundedCreditProtection" id="p-cs_OtherFundedCreditProtection" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="TotalOutflows" id="p-cs_TotalOutflows" type="dt:nonPositiveMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="TotalInflows" id="p-cs_TotalInflows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="NetExposureCrmSubstitutionEffectsPreConversionFactors" id="p-cs_NetExposureCrmSubstitutionEffectsPreConversionFactors" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionFinancialCollateralComprehensiveMethod" id="p-cs_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionFinancialCollateralComprehensiveMethod" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
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  <xsd:element name="FinancialCollateralAdjustedValueCvam" id="p-cs_FinancialCollateralAdjustedValueCvam" type="dt:nonPositiveMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="VolatilityMaturityAdjustments" id="p-cs_VolatilityMaturityAdjustments" type="dt:nonPositiveMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="FullyAdjustedExposureValue" id="p-cs_FullyAdjustedExposureValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="BreakdownFullyAdjustedExposureOffBalanceSheetItemsConversionFactors" id="p-cs_BreakdownFullyAdjustedExposureOffBalanceSheetItemsConversionFactors" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
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  <xsd:element name="Percent50" id="p-cs_Percent50" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <xsd:element name="Percent100" id="p-cs_Percent100" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
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  <xsd:element name="SubstitutionExposureCrm" id="p-cs_SubstitutionExposureCrm" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="instant"/>
</xsd:schema>
